BC Medical Services Plan
Enrolment
International students must submit a when they arrive in BC.
Once approved, you will receive a with a personal health number (PHN), which will allow you to access medical services. You will also receive a letter from Health Insurance BC confirming the effective date of your MSP coverage.
Learn more about .
How to apply for BC MSP
Watch our step-by-step tutorial below for detailed instructions on applying for BC MSP.
Coverage
There is a waiting period before your MSP coverage begins. The waiting period includes the balance of the month you arrive in BC plus two months.
For example:
- if you arrive in BC in April, your coverage will begin on July 1
- if you arrive in BC in May, your coverage will begin on August 1
Once your MSP coverage takes effect, you may be eligible to opt out of the guard.me@UVic plan.
Fees
There is a $75 monthly health fee for international students. You will receive an invoice with instructions for .
International students are not eligible for financial assistance with MSP premiums.
Extending your coverage
Your MSP coverage expires when your study permit expires. This date appears on your study permit and your .
You need to extend your study permit before you can renew your MSP coverage. Start this process at least four months before your study permit expires to avoid a lapse in your MSP coverage.
If you receive your new study permit and:
- your BC Services Card has not expired or has been expired for less than 6 months, submit an to extend your MSP coverage, or
- your BC Services Card has been expired for more than 6 months, contact for more information
Effective May 1, 2022, eligible individuals living in BC with Maintained Status who are waiting for a study or work permit extension may be eligible for temporary MSP coverage.
If your study permit and MSP have expired while your study permit extension application is being processed, you may be able to .
Opting out
If you are moving to BC from another Canadian province or territory, contact and ask to speak with an enrolment specialist about your options.
Leaving BC
Use the following links if you plan to leave BC:
- and want to keep your MSP
- and need to cancel your MSP